6 Reasons to order an appraisal from Appraise Colorado Inc

Each year, thousands of people in Colorado purchase, sell or refinance their home. A lot of these transactions contain a simple line item for an appraisal. Most lenders still need a local expert because the stakes are so high, even though there are a budding number of automated home valuation systems that may appear cheaper than an appraisal. You might believe that getting a mortgage is the only reason you should get an appraisal, but there are additional cases when the services of a licensed, independent real estate professional could come in handy.

Let Appraise Colorado Inc assist you in lowering your mortgage payment

Appeal your tax assessment in Arapahoe County

If you reside in an area where property values have declined, it's possible you're paying too much in property taxes. An appraisal from Appraise Colorado Inc is your best evidence when building your case. We're qualified to assist you in disputing your tax assessment.

Getting rid of your PMI for mortgage payments

When the amount being loaned to the home owneris more than 80% of the actual value of the home, most lenders ask buyers to purchase this extra insurance plan. That policy is Private Mortgage Insurance, or PMI. This added payment is often folded into the monthly mortgage payment and is soon forgotten. This is bad because PMI isn't required when the leftover balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% mark. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to dismiss the PMI payments when the loan-to-value ratio conditions have been met.

If you'd like to eliminate PMI, Appraise Colorado Inc will provide you with a statement regarding the value of your home. The cost of the home valuation can often be offset in just a few months because you'll no longer be paying the PMI.

Order your appraisal from Appraise Colorado Inc today

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Divorce settlement with fewer hang-ups

A divorce is a particularly traumatic ordeal for the parties involved, and it is often further complicated by the difficult decision of who maintains the property. It's a good idea to get an appraisal from Appraise Colorado Inc so both parties are completely aware of the true market value of their property, regardless of the circumstances.

The parties will have a clearer picture of what price to set, if they want to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.

Ascertain an accurate and fair valuation for estate liquidation

The loss of a loved one is a difficult time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Fair Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the highest degree of discretion.

Most Americans do not have dedicated estate planners or executors to manage these affairs, unlike wealthy individuals. And since a home or other property often makes up an uneven share of the total estate value, understanding the true value of the real estate at hand is of essential importance to ensuring disputing parties walk away knowing they've received an honest deal.

Relocate to or from Arapahoe County through an employee relocation program

Employee relocation can be a stressful event, and we understand. We take great care in setting up a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive aspects of their property, along with information about any new sales or listings in their area that they want considered during our intensive inspection.

Close on your home promptly — for the right price

Whether you choose to sell your home on your own or with the help of a real estate agent, a professional appraisal will help you make a more informed decision regarding your asking price. Unlike a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees aren't a percentage of the sales price, but rather they depend on our efforts to complete the appraisal report.

We analyze the difference in value items like an extra bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long housesare on the market. So, obtaining a professional appraisal is a reliable way to decide what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time.

Let Appraise Colorado Inc help you sell your home quickly at the right price